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“It’s encouraging to see the Gen Z generation so open to discussing finances,” she continued. “Our study shows that Gen Z is a highly motivated generation of self-starters - they are breaking down barriers by speaking freely about finances, and they are actively seeking out financial education that many were without access to in their schools and communities,” said Christine Channels, Head of Community Banking and Client Protection at Bank of America. As a result, 68% remain optimistic about their financial future coming out of the pandemic, testament to their resiliency and willingness to study what they don’t know. Seventy-five percent of respondents said they also learned about money at home from their family, which may have given them a jumpstart compared to the generations before them. The study showed that 40% were never offered a financial education course in school and 39% say they were self-taught. Many of these positive actions stemmed from a willingness to talk to others about finances and to seek out tools and resources to help. The study showed that, in the past year, 80% of young adult members of Gen Z, a generation that spans people born from 1997 to 2012, have taken positive financial actions. See: Millennials and Gen Zers Are More Invested in the Stock Market Than Other Financial Assets, Including Cryptoįind: Millennials and Gen Z Want To Retire by 60 - One Expert Points Out Major Obstacles to Their Plans Prostock-Studio / Getty Images/iStockphotoĪs the pandemic reaches its tail end, Generation Z seems to be emerging better focused on finance and financial education, according to a new study from Bank of America’s financial education website, Better Money Habits.